If your CD term is almost up, missing your bank's deadline could really cost you—with a lower APY and a new term commitment ...

If you’re concerned that rates will fall in the future, a five-year CD can help you guarantee a fixed yield for several years ...

This article tackles the benefits and drawbacks of CDs to help you make an informed decision about where to keep your money.

Read on to learn about the best banks for CD rates in 2026.

Acting quickly within your grace period can help you avoid missed opportunities. Here's happens when a CD matures — and your ...

We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. You have a few options ...

When a certificate of deposit (CD) account matures it will auto-renew unless you've previously decided to withdraw or transfer the funds to another account(s). You face a narrow grace period to act ...

Don't open a CD just because rates are expected to drop soon. Settling for a subpar APY could cost you hundreds or thousands of dollars. Make a plan for your CDs' maturity dates so you have full ...

The days of earning 5% or more on nearly risk-free certificates of deposit (CDs) are coming to an end, but for some, they could be ending even sooner than expected as banks and other financial ...

A certificate of deposit rollover is the process of transferring money from an existing CD into a new one as soon as it matures. Also known as a renewal, it’s a way to reinvest the principal and ...

Most CDs come with early withdrawal penalties that can wipe out some or all of your earnings. Financial emergencies and better opportunities can justify cashing in your CD early. Don't sleep on ...