Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. MoMo Productions / Getty Images The coinsurance formula is the homeowners insurance formula ...

Coinsurance is the portion of a medical bill you pay after meeting your deductible. It’s a cost-sharing arrangement between you and your insurance company — they cover a percentage of the expense and ...

Medicare has different out-of-pocket costs, including premiums, deductibles, copayments, and coinsurance. Copayments are fixed dollar amounts, and coinsurance is a percentage of the cost. You may ...

You may be familiar with coinsurance in the context of health insurance and workers’ compensation policies. In these cases, coinsurance means the insurance company and the patient share the costs of ...

You'll likely find a coinsurance clause in your commercial property insurance policy. This clause outlines how much insurance coverage you must carry in relation to the replacement cost of your ...