The first step, consumer finance experts say, is to ask your card issuer to reduce the rate. And with average balances now $6,500, consider using your tax refund to put a dent in the debt.

From mortgage rates and auto loans to credit cards and savings accounts, here's a look at how the January Fed decision could ...

Amid voter concern about the economy and affordability, President Donald Trump announced a new policy: a 10% cap on credit ...

If you were waiting for your credit card interest rate to plummet to 10% on Jan. 20, don't hold your breath.

The proposal could lower borrowing costs, but critics warn of reduced credit access and fewer rewards. Many or all of the products on this page are from partners who compensate us when you click to or ...

Explore how credit card teaser rates work, their benefits, potential pitfalls, and smart strategies for consumers.

The Federal Reserve cut rates by a quarter point in October — the second cut of 2025. Another quarter-point cut is widely expected when the Fed meets next week, though chair Jerome Powell isn't ...