Discover how credit scores and credit reports differ, why each is important, and how they impact your financial life.

Negative marks on your credit report can hurt your credit score and affect your ability to qualify for loans. Here’s how to ...

Rajeev Dhir is a writer with 10+ years of experience as a journalist with a background in broadcast, print, and digital newsrooms. Betsy began her career in international finance and it has since ...

Credit reports show how you manage your credit accounts, including payment history and current balances. However, not all ...

Errors and negative information on your credit reports can lower your credit scores. Cleaning up your credit report may help you raise your score and work toward your financial goals. Steps to clean ...

Take a Financial Relief Quiz. Get matched with an Authorized Partner. Your credit report contains sensitive information that affects your ability to borrow, rent and sometimes get a job. Knowing ...