Discover what homeowners insurance typically covers and what it doesn't cover, like flooding or earthquakes. Ensure that your ...

Thousands of Californians who lost their homes in the Los Angeles fires last month are now grappling with insurance claims. And with research showing that extreme weather today poses a threat to ...

Homeowners and renters are urged to review their insurance policies, as standard policies often exclude flood damage, requiring separate flood insurance. Flood insurance can be purchased through ...

Forbes contributors publish independent expert analyses and insights. Danielle Seurkamp is CEO of Well Spent Wealth Planning in Cincinnati. With all the resources we put into our homes, it’s almost ...

Homeowners insurance pays to repair or rebuild your home and replace its contents if they’re damaged by specific perils like fire, theft or weather events such as wind or lightning. What to know about ...

With a budget of around $400,000, you're square in the middle of the market across the U.S. — the median home sale price in 2025 is just over $410,000 according to data from the Federal Reserve Bank ...

Renters insurance can be easy to forget. Unlike car insurance, it’s not required by any state laws. And it may seem like just ...