We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Myles is a former senior insurance editor for Investopedia. He oversaw the strategy ...

Here are financial experts' tips and alternative strategies for getting long-term care insurance in your 70s.

Offsets are a tool insurers use to reduce the benefits they owe an injured worker by deducting benefits the worker receives ...

From estate planning to beefing up an emergency fund, pros say planning for life’s unexpected — and expected — events is key ...

Dear Savvy Senior: My husband and I have been thinking about getting a long-term care insurance policy, but we hate the idea of paying expensive monthly premiums for a policy we may never use. Is long ...

How would you support yourself or your loved ones if you couldn't work due to an injury or illness? A majority of respondents said they'd dip into financial reserves or borrow, according to a study by ...

Learn how elimination periods impact insurance costs and benefits. Discover tips for choosing the right waiting period for your financial situation and coverage needs.