If you have checked your credit report lately, you may have noticed an "inquiries" section. An inquiry refers to a request to look at your credit file and falls into one of two camps: hard or soft. A ...

When you return an item you purchased with your credit card, you get a statement credit. A statement credit is a way for a credit card company to issue money back for a return, a cash-back reward that ...

If you’re new to the world of credit, or if you’ve never looked closely at your credit card statement before, it can be a lot to take in. We’ll break down the different sections you can expect to find ...

Discover how pre-approved credit offers affect your credit score, including the difference between soft and hard inquiries ...

Note to readers: Visit our Coronavirus Information Center for more information about how the response to the outbreak affects your student debt, and other forms of financial hardship. Your credit ...

Toni is a points and miles enthusiast who has been leveraging loyalty programs to travel around the world (for nearly free) with her husband and their four young children. She’s passionate about ...

Zina Kumok is a freelance personal finance writer based in Indianapolis. She paid off her own student loans in three years. She also offers one-on-one financial coaching sessions at ConsciousCoins.com ...