⚠️ Seeing “Charged Off” on your credit report? Here’s what it REALLY means… A “charged off” account doesn’t mean the debt disappeared. It simply means the creditor tried collecting for at least 6 months, couldn’t get anything, and finally marked it as a loss. 😬 But guess what? It can STILL affect your score — and it can still be worked on. 👊💳 You don’t have to figure this out alone. If you’ve got charge-offs or any negative items stressing you out, help is ONE text away. Text “READY” to (205)
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