Here’s how I’m fixing my credit score in 60-90 days—step-by-step:Step 1: Pull All 3 Reports & Clean Up My Info I’m reviewing Experian, Equifax, and TransUnion to uncover everything—collections, charge-offs, hard inquiries. Then, I’m removing old addresses and incorrect names to break ties with negative accounts.Step 2: Dispute the Right WayI’m sending factual disputes by mail (not online) to challenge errors, late payments, and collections. If they play games, I’m escalating to the BBB and the S