If you’ve got credit, you’ve got one: a credit score. It can seem invisible until you’ve got to use yours to apply for a loan or open a new account and while the credit report and score system is far from perfect (especially in its assessment of marginalized groups), it's still worth knowing about. To learn more - https://www.firsttechfed.com/articles/improve-your-credit-score-with-these-5-tips | First Tech Fed | Facebook

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Credit utilization is a measure of how much of your available credit you’re using. For instance, if you’ve got a $2,000 credit limit and your balance is currently $500, your credit utilization would be 25%. | First Tech Fed